Thursday, January 3, 2013

Calling All Homeowners

Ever since the husband and I got married, we have lived in rental homes. We have never committed to purchasing a home because we have never been sure what the future would hold for us in regard to my job status or his education. But, over the last few months things have finally started settling down for us and we are in a very comfortable place now. I love my job, husband graduated in December, and he has a great job that he is happy with. He is planning on moving on to graduate school next fall, but the degree he is planning to pursue is available online. So, it seems like a good time to start thinking about these things.

A couple of months ago, we began meeting with a realtor and have looked at several homes. Eventually we found one that we love and are super excited about, and this is it...


So, while we are super excited about this next great milestone in our lives, we are also kind of nervous. We don't really know what to expect in this process. So, that's where you guys come in...

Do you own your own home? What was it like to make that purchase? Do you have any tips or suggestions to help make this process as little easier and a little less scary? 

Any comments and help would be greatly appreciated! 

Yay for the husband and me being real grown-ups and doing scary grown-up things!

8 comments:

  1. Just be warned the process can take a super long time~make sure you get your house inspected~and enjoy your new experience as much as possible!

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    1. Thanks for the tip, we weren't sure exactly how long the process could take, but it help to know that it could possibly take a while.

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  2. How exciting!!! We're still in an apartment--and I definitely want to look in to renting a house when our lease is up. I'm tired of apartments living.

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    1. Girl, we lived in an apartment for so long before we moved into a rent house. I cannot tell you how excited I was to get out of that apartment. I completely understand how you feel.

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  3. Look. At. Everything!

    A week before my husband and I bought our home, they got water in the basement (thank goodness it didn't happen after!!)! So they had to PAY to tile the basement or we wouldn't buy. This saved us about $6,000!

    Ask too many questions. I'm not kidding. Be annoying.

    It's a beautiful house, good luck!! : )

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  4. Congrats on getting ready to take the plunge. I agree with Carolynn, make sure the house is inspected by a good inspector.

    Good luck and have fun with the process. It can be trying but in the end, you'll have your own house!

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  5. Newest follower here! I found you through the blog hop. Cute blog, I can't wait to read more!
    -Melanie@ meandmr.com

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  6. Get an inspection! That should be a non-negotiable. If the homeowner acts fishy about it, move on. Also make sure in your contract that the purchase is based on inspection outcome. You don't want to be stuck with a dud.
    Also, be realistic with your offer(s) and conditions. You don't want to insult the seller.
    Listen to your agent. They do this professionally, and no matter what you read on the internet, or your bestfriend's husband's cousin tells you, your agent is who you need to listen to. Even all of us knowledgeable fellow bloggers mean well, but still ;)
    Do research on the area! Your agent can't legally tell you if a neighborhood is good or not, but the police department can. Give 'em a call and just ask for the area statistics. They're usually pretty good about answering questions.
    And follow your gut! If a house speaks to you, or you get a funky feeling, follow up on it.
    Closing on a normal sale home can take a month to 3 months depending. A short sale can take anywhere from a month to a year. They're a crap-shoot so if you fall in love with a short sale, be ready for it to take the rest of your life haha
    Sorry to write you a novel! I'm the kid of a realtor, and a homeowner so I feel like I have a unique perspective ;) congratulations! Buying a home is a crazy fun experience! Good luck! It'll be awesome the first tine you can paint a wall or hang up a picture without having to get permission!

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